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Excluded Items

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Alcohol / Hard Liquor

Red wine, white wine, whisky, brandy and beer

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Artwork / Historical Artefacts / Religious Items

Antiques, manuscripts, drawings, paintings, works of art, religious pendants, religious paintings, religious statues and any artistic or religious items where the market value is not justifiable

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Chip

Microchip, silicon chip, microprocessor, and integrated circuit that contains data. Data loss is excluded

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Commercial Products

Mannequin and scale model

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Explosive / Inflammable

All kinds of explosives, inflammable properties, matches, firecrackers, tobacco, cigars, cigarettes and the like

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Luxury Items

Gold or items made therefrom, silver, cash, note of currency, jewellery, previous stones, bullion and silverware

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Plants

All kinds of livestock, plants and flowers

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Valuable Papers

All kinds of valuable paper inclusive of and not limited to passport, accounts, bills, currency deeds, evidence of debts, letter of credit, securities and tender documents

Cover For Loss Only (Damage Coverage Excluded):
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Car Accessories

Car window, car skirting, car windscreen, car bumper, car mirror, car bonnet and car rim

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Furnitures / Home Appliances

Television, washer / dish washer, lighting and lamp, washing machine and drying machine

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Food

Canned food, standard commercial packaging powder, frozen food and bird nest

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Glass / Fragile Items

Glass, tempered glass, fragile items, photo frames and acrylic, perfumes and items packed in glass container or bottle

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Hamper & Gift

Any hamper & gift with specific packaging that is not delivered in the standard courier & express box packaging

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Kitchen Products

Granite top, cup, melamine ware, tea set, kitchen hood, oven and fridge

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Musical instruments

Cello, clarinet, drum, electronic guitar, guitar, piano, saxophone, trumpet, violin and etc

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